Jake Tech Lab

Gemini vs Microsoft Copilot

Microsoft Copilot comes out ahead of Gemini on 3 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

Gemini
Gemini
7.1
Good
1 of 6 rounds
vs
Microsoft CopilotWinner
Microsoft Copilot
7.3
Good
3 of 6 rounds

The verdict

Microsoft Copilot takes it, 3–1 on rounds.

On the published figures and the independent review sites, Microsoft Copilot takes 3 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Gemini if…

  • • You want Gemini's edge on what it costs to start

Choose Microsoft Copilot if…

  • • You want Microsoft Copilot's edge on what customers say on trustpilot and what the top plan costs

Round by round

  1. Round 1What customers say on TrustpilotMicrosoft Copilot wins
    Gemini5/10

    1.4 out of 5

    TrustScore from 1,302 reviews on Trustpilot

    • 1.4 out of 5, against 1.6 out of 5

    Source: trustpilot.com ↗

    Microsoft Copilot8/10

    1.6 out of 5

    TrustScore from 472 reviews on Trustpilot

    Source: trustpilot.com ↗

    Microsoft Copilot wins this round on independent review-site data, not on its own claims.

  2. Round 2Free image generationTie
    Gemini7/10

    Image generation

    image generation and editing on the free plan

    Source: gemini.google ↗

    Microsoft Copilot7/10

    Not stated

    Microsoft's pages imply but do not plainly state image creation on the free plan

    • web grounding and image generation on the free tier

    Source: toolchase.com ↗

    Nothing to separate them here.

  3. Round 3What it costs to startGemini wins
    Gemini8/10

    AI Plus $4.99/mo

    Google AI Plus / AI Pro / AI Ultra 20x, monthly (Personal tab, United States); Business tab for seats

    Source: gemini.google ↗

    Microsoft Copilot5/10

    M365 Personal $9.99/mo

    Microsoft 365 Personal / Premium / Pro, billed monthly (Monthly toggle); Microsoft 365 Copilot Business add-on for seats (paid yearly)

    • M365 Personal $9.99/mo, against AI Plus $4.99/mo

    Source: microsoft.com ↗

    Gemini wins this round on what the published sources say.

  4. Round 4What the top plan costsMicrosoft Copilot wins
    Gemini5/10

    AI Ultra (20x) $199.99/mo

    Google AI Plus / AI Pro / AI Ultra 20x, monthly (Personal tab, United States); Business tab for seats

    • AI Ultra (20x) $199.99/mo, against M365 Pro $99.99/mo

    Source: gemini.google ↗

    Microsoft Copilot8/10

    M365 Pro $99.99/mo

    Microsoft 365 Personal / Premium / Pro, billed monthly (Monthly toggle); Microsoft 365 Copilot Business add-on for seats (paid yearly)

    Source: microsoft.com ↗

    Microsoft Copilot wins this round on what the published sources say.

  5. Round 5What a business seat costsMicrosoft Copilot wins
    Gemini5/10

    Enterprise Business $21/seat/mo

    Google AI Plus / AI Pro / AI Ultra 20x, monthly (Personal tab, United States); Business tab for seats

    • Enterprise Business $21/seat/mo, against Copilot Business $18/user/mo (yearly)

    Source: gemini.google ↗

    Microsoft Copilot8/10

    Copilot Business $18/user/mo (yearly)

    Microsoft 365 Personal / Premium / Pro, billed monthly (Monthly toggle); Microsoft 365 Copilot Business add-on for seats (paid yearly)

    Source: microsoft.com ↗

    Microsoft Copilot wins this round on what the published sources say.

  6. Round 6What the standard paid plan costsTie
    Gemini7/10

    AI Pro $19.99/mo

    Google AI Plus / AI Pro / AI Ultra 20x, monthly (Personal tab, United States); Business tab for seats

    Source: gemini.google ↗

    Microsoft Copilot7/10

    M365 Premium $19.99/mo

    Microsoft 365 Personal / Premium / Pro, billed monthly (Monthly toggle); Microsoft 365 Copilot Business add-on for seats (paid yearly)

    Source: microsoft.com ↗

    Nothing to separate them here.

Microsoft CopilotMicrosoft Copilot

Side by side

GeminiBest for what the standard paid plan costsGemini
Overall score
7.1
7.3
Best
Price
See price
See price
What the standard paid plan costs
7.4
7.7
What it costs to start
8.0
6.0
What the top plan costs
6.2
8.0
What a business seat costs
6.2
8.0
Free image generation
7.8
7.3
Head-to-head findings
What the standard paid plan costs
$19.99
M365 Premium $19.99/mo
What it costs to start
$4.99
M365 Personal $9.99/mo
What the top plan costs
AI Ultra (20x) $199.99/mo
M365 Pro $99.99/mo
What a business seat costs
Enterprise Business $21/seat/mo
Copilot Business $18/user/mo (yearly)
Free image generation
Image generation
Not stated
What customers say on Trustpilot
1.4 out of 5
1.6 out of 5
What it costs developers
3.8 Flash $0.75/1M input (to 12/31/26)
—
How its best model ranks head to head
19.1% Terminal-Bench 4.0
—
Record
Head-to-head record
4–1
4–0
Head-to-heads won
80 %
100 %
Rounds won
62 %
63 %
Pros
  • Arena text leaderboard score of gemini-4-argon-high, the best Google model, leaderboard dated 2 October 2026
  • Gemini 2.5 Flash-Lite, per million input tokens
  • web grounding and image generation on the free tier
Cons
  • AI Ultra (20x) $199.99/mo, against Pro from $100/mo
  • Enterprise Business $21/seat/mo, against Business $20/user/mo (annual)
  • 3.8 Flash 1M tokens, against GPT-6 Astra 1.05M tokens
  • Enterprise Business $21/seat/mo, against Team $20/seat/mo (annual)
  • M365 Personal $9.99/mo, against Go $8/mo
  • M365 Personal $9.99/mo, against AI Plus $4.99/mo
  • 28 reviews, against 35 reviews
  • 472 reviews, against 826 reviews
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