Authorize.Net vs Helcim
Helcim comes out ahead of Authorize.Net on 5 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.
The verdict
Helcim takes it, 5–1 on rounds.
On the published figures and the independent review sites, Helcim takes 5 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.
Choose Authorize.Net if…
- • You want Authorize.Net's edge on what a lost chargeback costs
Choose Helcim if…
- • You want Helcim's edge on what it costs just to have an account and what customers say on trustpilot
Round by round
- Round 1What it costs just to have an accountHelcim wins
Helcim wins this round on what the company itself publishes.
- Round 2What a lost chargeback costsAuthorize.Net winsAuthorize.Net8/10
Not stated
Verified 2026-10-13 on official site.
- no chargeback fee on credit cards
Source: authorize.net ↗
Authorize.Net wins this round on what the company itself publishes.
- Round 3What customers say on TrustpilotHelcim winsAuthorize.Net5/10
1.6 out of 5
TrustScore from 92 reviews on Trustpilot
- 1.6 out of 5, against 4 out of 5
Source: trustpilot.com ↗
Helcim wins this round on independent review-site data, not on its own claims.
- Round 4The fixed fee on every saleHelcim winsAuthorize.Net5/10
30¢ per sale
All-in-one (merchant account + gateway), billed monthly (eCheck rate is in the FAQ What forms of payment does Authorize accept?)
- 30¢ per sale, against 25¢ (keyed & online)
Source: authorize.net ↗
Helcim8/1025¢ (keyed & online)
Interchange-plus, $0-$50K monthly card volume tier (no plan; rates are Helcim's markup on top of interchange; open the FAQ 'What are Helcim's credit card processing fees?')
Source: helcim.com ↗
Helcim wins this round on what the published sources say.
- Round 5Taking bank (ACH) paymentsHelcim winsAuthorize.Net5/10
0.75% (eCheck add-on)
All-in-one (merchant account + gateway), billed monthly (eCheck rate is in the FAQ What forms of payment does Authorize accept?)
- 0.75% (eCheck add-on), against 0.5% + 25¢ (capped at $6)
Source: authorize.net ↗
Helcim8/100.5% + 25¢ (capped at $6)
Interchange-plus, $0-$50K monthly card volume tier (no plan; rates are Helcim's markup on top of interchange; open the FAQ 'What are Helcim's credit card processing fees?')
Source: helcim.com ↗
Helcim wins this round on what the published sources say.
- Round 6How fast your money reaches the bankHelcim winsAuthorize.Net5/10
Varies by provider (3-5 business days typical)
Pricing page FAQ
- 2-3 business days, against Next business morning (free)
Source: authorize.net ↗
Helcim8/10Next business morning (free)
Interchange-plus, $0-$50K monthly card volume tier (no plan; rates are Helcim's markup on top of interchange; open the FAQ 'What are Helcim's credit card processing fees?')
Source: helcim.com ↗
Helcim wins this round on what the published sources say.
Side by side
- all-in-one rate
- no chargeback fee on credit cards
- $25, against No monthly fee
- 4.3 out of 5, against 4.5 out of 5
- 2-3 business days, against 2 business days
- 1.6 out of 5, against 3.7 out of 5
- $15 if lost ($0 if won), against No chargeback fee
- 25 cents, against 13 cents
- 3.7 out of 5, against 4.2 out of 5
- 3.9 out of 5, against 4.1 out of 5