PayPal vs Adyen

Round by round

1. Round 1What it costs just to have an accountTie
   PayPal7/10

   No monthly fee

   PayPal Checkout has no monthly fee; Payments Pro is 30 dollars a month

   Source: paypal.com ↗

   Adyen7/10

   No monthly fee

   no monthly, setup or closure fees, though there is a minimum invoice by industry

   Source: adyen.com ↗

   Nothing to separate them here.

2. Round 2What customers say on TrustpilotTie
   PayPal7/10

   1.4 out of 5

   TrustScore from 41,713 reviews on Trustpilot

   Source: trustpilot.com ↗

   Adyen7/10

   1.3 out of 5

   TrustScore from 445 reviews on Trustpilot

   Source: trustpilot.com ↗

   Nothing to separate them here.

3. Round 3The fixed fee on every saleAdyen wins
   PayPal5/10

   49¢ per sale

   PayPal business account, standard credit and debit card payments (US)

   • 49¢ per sale, against 13¢ processing fee

   Source: paypal.com ↗

   Adyen8/10

   13¢ processing fee

   Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

   Source: adyen.com ↗

   Adyen wins this round on what the published sources say.

4. Round 4How many currencies you can charge inAdyen wins
   PayPal5/10

   130+ currencies

   PayPal business account, standard credit and debit card payments (US)

   • 130+ currencies, against 150+ currencies

   Source: paypal.com ↗

   Adyen8/10

   150+ currencies

   Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

   Source: adyen.com ↗

   Adyen wins this round on what the published sources say.

5. Round 5How many countries you can sell toPayPal wins
   PayPal8/10

   200+ markets

   PayPal business account, standard credit and debit card payments (US)

   Source: paypal.com ↗

   Adyen5/10

   130+ countries

   Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

   • 130+ countries, against 200+ markets

   Source: adyen.com ↗

   PayPal wins this round on what the published sources say.

6. Round 6How fast your money reaches the bankAdyen wins
   PayPal5/10

   1-3 business days

   PayPal business account, standard credit and debit card payments (US)

   • 1-3 business days, against 1-2 days

   Source: paypal.com ↗

   Adyen8/10

   1-2 days

   Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

   Source: adyen.com ↗

   Adyen wins this round on what the published sources say.

Side by side

PayPal

Check price

Best for the fixed fee on every saleAdyen

Check price

Overall score

6.0

6.7

Best

Price

See price

See price

What customers say on Trustpilot

5.3

5.3

The fixed fee on every sale

5.0

8.0

What it costs just to have an account

7.3

7.2

Taking bank (ACH) payments

5.0

—

What a lost chargeback costs

5.8

—

Head-to-head findings

What customers say on Trustpilot

1.4 out of 5

1.3 out of 5

The fixed fee on every sale

49 cents

13¢ processing fee

What it costs just to have an account

No monthly fee

No monthly fee

Taking bank (ACH) payments

1% capped at $10 (invoices)

—

What a lost chargeback costs

$20 chargeback fee

—

How fast your money reaches the bank

1-3 business days

1-2 days

What an online card sale costs

3.49%

—

How easy it is to use

4.6 out of 5

4.4 out of 5

Record

Head-to-head record

1–6

4–3

Head-to-heads won

14 %

57 %

Rounds won

26 %

36 %

Pros

Cons

• 3.49%, against 2.9%
• 49 cents, against 30 cents
• 1.4 out of 5, against 1.6 out of 5
• $20 chargeback fee, against $15 per dispute (+$15 if contested)

• 1.3 out of 5, against 1.6 out of 5
• 130+ countries, against 195+ countries
• 130+ countries, against 200+ markets
• 1.3 out of 5, against 3.7 out of 5

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