Jake Tech Lab

Adyen vs PayPal Enterprise Payments

Adyen comes out ahead of PayPal Enterprise Payments on 3 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

AdyenWinner
Adyen
6.7
Fair
3 of 6 rounds
vs
PayPal Enterprise Payments
PayPal Enterprise Payments
6.8
Fair
2 of 6 rounds

The verdict

Adyen takes it, 3–2 on rounds.

On the published figures and the independent review sites, Adyen takes 3 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Adyen if…

  • • You want Adyen's edge on the fixed fee on every sale and how many currencies you can charge in

Choose PayPal Enterprise Payments if…

  • • You want PayPal Enterprise Payments's edge on what customers say on trustpilot and how many countries you can sell to

Round by round

  1. Round 1What customers say on TrustpilotPayPal Enterprise Payments wins
    Adyen5/10

    1.3 out of 5

    TrustScore from 445 reviews on Trustpilot

    • 1.3 out of 5, against 1.5 out of 5

    Source: trustpilot.com ↗

    PayPal Enterprise Payments8/10

    1.5 out of 5

    TrustScore from 282 reviews on Trustpilot

    Source: trustpilot.com ↗

    PayPal Enterprise Payments wins this round on independent review-site data, not on its own claims.

  2. Round 2The fixed fee on every saleAdyen wins
    Adyen8/10

    13¢ processing fee

    Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

    Source: adyen.com ↗

    PayPal Enterprise Payments5/10

    29¢ per sale

    PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)

    • 29¢ per sale, against 13¢ processing fee

    Source: paypal.com ↗

    Adyen wins this round on what the published sources say.

  3. Round 3How many currencies you can charge inAdyen wins
    Adyen8/10

    150+ currencies

    Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

    Source: adyen.com ↗

    PayPal Enterprise Payments5/10

    130+ currencies

    PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)

    • 130+ currencies, against 150+ currencies

    Source: paypal.com ↗

    Adyen wins this round on what the published sources say.

  4. Round 4How many countries you can sell toPayPal Enterprise Payments wins
    Adyen5/10

    130+ countries

    Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

    • 130+ countries, against 200+ markets

    Source: adyen.com ↗

    PayPal Enterprise Payments8/10

    200+ markets

    PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)

    Source: paypal.com ↗

    PayPal Enterprise Payments wins this round on what the published sources say.

  5. Round 5How many ways customers can payAdyen wins
    Adyen8/10

    200+ payment methods

    Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

    Source: adyen.com ↗

    PayPal Enterprise Payments5/10

    30+ payment methods

    PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)

    • 30+ payment methods, against 200+ payment methods

    Source: paypal.com ↗

    Adyen wins this round on what the published sources say.

  6. Round 6Charging customers on a scheduleTie
    Adyen7/10

    Yes (tokenization)

    Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

    Source: docs.adyen.com ↗

    PayPal Enterprise Payments7/10

    Yes (Braintree recurring billing)

    PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)

    Source: developer.paypal.com ↗

    Nothing to separate them here.

PayPal Enterprise PaymentsPayPal Enterprise Payments

Side by side

AdyenBest for the fixed fee on every saleAdyen
Overall score
6.7
6.8
Best
Price
See price
See price
What customers say on Trustpilot
5.3
6.0
The fixed fee on every sale
8.0
7.0
What it costs just to have an account
7.2
—
Taking bank (ACH) payments
—
7.8
What a lost chargeback costs
—
6.0
Head-to-head findings
What customers say on Trustpilot
1.3 out of 5
1.5 out of 5
The fixed fee on every sale
13¢ processing fee
29 cents
What it costs just to have an account
No monthly fee
—
Taking bank (ACH) payments
—
0.75% (capped at $5)
What a lost chargeback costs
—
$15
How fast your money reaches the bank
1-2 days
—
What an online card sale costs
—
2.89%
How easy it is to use
4.4 out of 5
4.1 out of 5
Record
Head-to-head record
4–3
4–2–1
Head-to-heads won
57 %
67 %
Rounds won
36 %
44 %
Pros
      Cons
      • 1.3 out of 5, against 1.6 out of 5
      • 130+ countries, against 195+ countries
      • 130+ countries, against 200+ markets
      • 1.3 out of 5, against 3.7 out of 5
      • 130+ currencies, against 135+ currencies
      • 30+ payment methods, against 100+ payment methods
      • 4.1 out of 5, against 4.6 out of 5
      • 1.5 out of 5, against 3.7 out of 5
      Add a third option to this comparison →

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