Stripe vs Adyen

Round by round

1. Round 1What customers say on TrustpilotStripe wins
   Stripe8/10

   1.6 out of 5

   TrustScore from 17,521 reviews on Trustpilot

   Source: trustpilot.com ↗

   Adyen5/10

   1.3 out of 5

   TrustScore from 445 reviews on Trustpilot

   • 1.3 out of 5, against 1.6 out of 5

   Source: trustpilot.com ↗

   Stripe wins this round on independent review-site data, not on its own claims.

2. Round 2What it costs just to have an accountTie
   Stripe7/10

   No monthly fee

   no setup or monthly fee on standard pricing

   Source: kurums.com ↗

   Adyen7/10

   No monthly fee

   no monthly, setup or closure fees, though there is a minimum invoice by industry

   Source: adyen.com ↗

   Nothing to separate them here.

3. Round 3The fixed fee on every saleAdyen wins
   Stripe5/10

   30¢ per sale

   Standard pay-as-you-go pricing (US)

   • 30¢ per sale, against 13¢ processing fee

   Source: stripe.com ↗

   Adyen8/10

   13¢ processing fee

   Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

   Source: adyen.com ↗

   Adyen wins this round on what the published sources say.

4. Round 4How many currencies you can charge inAdyen wins
   Stripe5/10

   135+ currencies

   Standard pay-as-you-go pricing (US)

   • 135+ currencies, against 150+ currencies

   Source: stripe.com ↗

   Adyen8/10

   150+ currencies

   Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

   Source: adyen.com ↗

   Adyen wins this round on what the published sources say.

5. Round 5How many countries you can sell toStripe wins
   Stripe8/10

   195+ countries

   Standard pay-as-you-go pricing (US)

   Source: stripe.com ↗

   Adyen5/10

   130+ countries

   Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

   • 130+ countries, against 195+ countries

   Source: adyen.com ↗

   Stripe wins this round on what the published sources say.

6. Round 6How many ways customers can payAdyen wins
   Stripe5/10

   100+ payment methods

   Standard pay-as-you-go pricing (US)

   • 100+ payment methods, against 200+ payment methods

   Source: stripe.com ↗

   Adyen8/10

   200+ payment methods

   Standard pay-per-transaction pricing, US Visa/Mastercard (Interchange++; rate shown is Adyen's markup)

   Source: adyen.com ↗

   Adyen wins this round on what the published sources say.

Side by side

Stripe

Check price

Best for the fixed fee on every saleAdyen

Check price

Overall score

6.6

6.7

Best

Price

See price

See price

What customers say on Trustpilot

6.3

5.3

The fixed fee on every sale

6.4

8.0

What it costs just to have an account

7.3

7.2

Taking bank (ACH) payments

6.2

—

What a lost chargeback costs

6.7

—

Head-to-head findings

What customers say on Trustpilot

1.6 out of 5

1.3 out of 5

The fixed fee on every sale

30 cents

13¢ processing fee

What it costs just to have an account

No monthly fee

No monthly fee

Taking bank (ACH) payments

0.8% ($5 cap)

—

What a lost chargeback costs

$15 per dispute (+$15 if contested)

—

How fast your money reaches the bank

2 business days

1-2 days

What an online card sale costs

2.9%

—

How easy it is to use

4.5 out of 5

4.4 out of 5

Record

Head-to-head record

2–5

4–3

Head-to-heads won

29 %

57 %

Rounds won

36 %

36 %

Pros

Cons

• 2.7% + 5¢ (Terminal), against 2.29% + 9¢ (PayPal POS)
• 1.6 out of 5, against 3.7 out of 5
• $15 per dispute (+$15 if contested), against No chargeback fee
• 2.7% + 5¢ (Terminal), against 2.6% + 15¢ (Square Free)

• 1.3 out of 5, against 1.6 out of 5
• 130+ countries, against 195+ countries
• 130+ countries, against 200+ markets
• 1.3 out of 5, against 3.7 out of 5

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