Stripe vs PayPal Enterprise Payments
PayPal Enterprise Payments comes out ahead of Stripe on 3 of the 8 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.
The verdict
PayPal Enterprise Payments takes it, 3–2 on rounds.
On the published figures and the independent review sites, PayPal Enterprise Payments takes 3 of 8 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.
Choose Stripe if…
- • You want Stripe's edge on how many currencies you can charge in and how many ways customers can pay
Choose PayPal Enterprise Payments if…
- • You want PayPal Enterprise Payments's edge on the extra charge on foreign cards and taking bank (ach) payments
Round by round
- Round 1What an online card sale costsTie
Nothing to separate them here.
- Round 2The fixed fee on every saleTie
Nothing to separate them here.
- Round 3What customers say on TrustpilotTiePayPal Enterprise Payments7/10
1.5 out of 5
TrustScore from 282 reviews on Trustpilot
Source: trustpilot.com ↗
Nothing to separate them here.
- Round 4The extra charge on foreign cardsPayPal Enterprise Payments winsStripe5/10
+1.5% international cards
Standard pay-as-you-go pricing (US)
- +1.5% international cards, against +1% non-US cards
Source: stripe.com ↗
PayPal Enterprise Payments8/10+1% non-US cards
PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)
Source: paypal.com ↗
PayPal Enterprise Payments wins this round on what the published sources say.
- Round 5Taking bank (ACH) paymentsPayPal Enterprise Payments winsStripe5/10
0.8% ($5 cap)
Standard pay-as-you-go pricing (US)
- 0.8% ($5 cap), against 0.75% (capped at $5)
Source: stripe.com ↗
PayPal Enterprise Payments8/100.75% (capped at $5)
PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)
Source: paypal.com ↗
PayPal Enterprise Payments wins this round on what the published sources say.
- Round 6How many currencies you can charge inStripe winsPayPal Enterprise Payments5/10
130+ currencies
PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)
- 130+ currencies, against 135+ currencies
Source: paypal.com ↗
Stripe wins this round on what the published sources say.
- Round 7How many countries you can sell toPayPal Enterprise Payments winsStripe5/10
195+ countries
Standard pay-as-you-go pricing (US)
- 195+ countries, against 200+ markets
Source: stripe.com ↗
PayPal Enterprise Payments8/10200+ markets
PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)
Source: paypal.com ↗
PayPal Enterprise Payments wins this round on what the published sources say.
- Round 8How many ways customers can payStripe winsPayPal Enterprise Payments5/10
30+ payment methods
PayPal Braintree (now PayPal Enterprise Payments), standard merchant rate (US)
- 30+ payment methods, against 100+ payment methods
Source: paypal.com ↗
Stripe wins this round on what the published sources say.
Side by side
- 2.7% + 5¢ (Terminal), against 2.29% + 9¢ (PayPal POS)
- 1.6 out of 5, against 3.7 out of 5
- $15 per dispute (+$15 if contested), against No chargeback fee
- 2.7% + 5¢ (Terminal), against 2.6% + 15¢ (Square Free)
- 130+ currencies, against 135+ currencies
- 30+ payment methods, against 100+ payment methods
- 4.1 out of 5, against 4.6 out of 5
- 1.5 out of 5, against 3.7 out of 5