Jake Tech Lab

Stripe vs Worldpay

Worldpay comes out ahead of Stripe on 2 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

Stripe
Stripe
6.6
Fair
1 of 6 rounds
vs
WorldpayWinner
Worldpay
6.4
Fair
2 of 6 rounds

The verdict

Worldpay takes it, 2–1 on rounds.

On the published figures and the independent review sites, Worldpay takes 2 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Stripe if…

  • • You want Stripe's edge on how many countries you can sell to

Choose Worldpay if…

  • • You want Worldpay's edge on what customers say on trustpilot and how many ways customers can pay

Round by round

  1. Round 1What customers say on TrustpilotWorldpay wins
    Stripe5/10

    1.6 out of 5

    TrustScore from 17,521 reviews on Trustpilot

    • 1.6 out of 5, against 4.2 out of 5

    Source: trustpilot.com ↗

    Worldpay8/10

    4.2 out of 5

    TrustScore from 10,510 reviews on Trustpilot

    Source: trustpilot.com ↗

    Worldpay wins this round on independent review-site data, not on its own claims.

  2. Round 2How many countries you can sell toStripe wins
    Stripe8/10

    195+ countries

    Standard pay-as-you-go pricing (US)

    Source: stripe.com ↗

    Worldpay5/10

    170+ countries

    No public US pricing (custom quote); non-price facts from worldpay.com product pages

    • 170+ countries, against 195+ countries

    Source: worldpay.com ↗

    Stripe wins this round on what the published sources say.

  3. Round 3How many ways customers can payWorldpay wins
    Stripe5/10

    100+ payment methods

    Standard pay-as-you-go pricing (US)

    • 100+ payment methods, against 300+ payment methods

    Source: stripe.com ↗

    Worldpay8/10

    300+ payment methods

    No public US pricing (custom quote); non-price facts from worldpay.com product pages

    Source: worldpay.com ↗

    Worldpay wins this round on what the published sources say.

  4. Round 4How many currencies you can charge inTie
    Stripe7/10

    135+ currencies

    Standard pay-as-you-go pricing (US)

    Source: stripe.com ↗

    Worldpay7/10

    135+ currencies

    No public US pricing (custom quote); non-price facts from worldpay.com product pages

    Source: worldpay.com ↗

    Nothing to separate them here.

  5. Round 5Charging customers on a scheduleTie
    Stripe7/10

    Yes (Stripe Billing)

    Standard pay-as-you-go pricing (US)

    Source: stripe.com ↗

    Worldpay7/10

    Yes (subscription billing)

    No public US pricing (custom quote); non-price facts from worldpay.com product pages

    Source: worldpay.com ↗

    Nothing to separate them here.

  6. Round 6Card readers for selling in personTie
    Stripe7/10

    Yes (Stripe Terminal readers)

    Standard pay-as-you-go pricing (US)

    Source: stripe.com ↗

    Worldpay7/10

    Yes (terminals, mobile devices)

    No public US pricing (custom quote); non-price facts from worldpay.com product pages

    Source: worldpay.com ↗

    Nothing to separate them here.

WorldpayWorldpay

Side by side

WorldpayBest for what customers say on trustpilotWorldpay
Overall score
6.6
Best
6.4
Price
See price
See price
What customers say on Trustpilot
6.3
8.0
The fixed fee on every sale
6.4
—
What it costs just to have an account
7.3
—
Taking bank (ACH) payments
6.2
—
What a lost chargeback costs
6.7
—
Head-to-head findings
What customers say on Trustpilot
1.6 out of 5
4.2 out of 5
The fixed fee on every sale
30 cents
—
What it costs just to have an account
No monthly fee
—
Taking bank (ACH) payments
0.8% ($5 cap)
—
What a lost chargeback costs
$15 per dispute (+$15 if contested)
—
How fast your money reaches the bank
2 business days
—
What an online card sale costs
2.9%
—
How easy it is to use
4.5 out of 5
4 out of 5
Record
Head-to-head record
2–5
2–3–1
Head-to-heads won
29 %
40 %
Rounds won
36 %
36 %
Pros
      Cons
      • 2.7% + 5¢ (Terminal), against 2.29% + 9¢ (PayPal POS)
      • 1.6 out of 5, against 3.7 out of 5
      • $15 per dispute (+$15 if contested), against No chargeback fee
      • 2.7% + 5¢ (Terminal), against 2.6% + 15¢ (Square Free)
      • 170+ countries, against 195+ countries
      • 4.1 out of 5, against 4.6 out of 5
      • 4 out of 5, against 4.6 out of 5
      • 4 out of 5, against 4.2 out of 5
      Add a third option to this comparison →

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