Best Egg vs LightStream
Best Egg comes out ahead of LightStream on 4 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.
The verdict
Best Egg takes it, 4–2 on rounds.
On the published figures and the independent review sites, Best Egg takes 4 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.
Choose Best Egg if…
- • You want Best Egg's edge on the smallest loan and the credit score it asks for
Choose LightStream if…
- • You want LightStream's edge on how much you can borrow and how fast the money arrives
Round by round
- Round 1How much you can borrowLightStream wins
LightStream wins this round on independent review-site data, not on its own claims.
- Round 2The smallest loanBest Egg wins
Best Egg wins this round on independent review-site data, not on its own claims.
- Round 3How fast the money arrivesLightStream winsBest Egg5/10
Within 24 hours
funding in as few as 24 hours
- Within 24 hours, against Same day possible
Source: lendingtree.com ↗
LightStream wins this round on independent review-site data, not on its own claims.
- Round 4The credit score it asks forBest Egg winsLightStream5/10
Good-to-excellent credit
no minimum score published; good-to-excellent credit required
- 660, against 640
Source: lightstream.com ↗
Best Egg wins this round on independent review-site data, not on its own claims.
- Round 5What customers say on TrustpilotBest Egg winsLightStream5/10
1.5 out of 5
TrustScore from 119 reviews on Trustpilot
- 1.5 out of 5, against 4.7 out of 5
Source: trustpilot.com ↗
Best Egg wins this round on independent review-site data, not on its own claims.
- Round 6How many Trustpilot reviewsBest Egg winsLightStream5/10
119 reviews
reviews on Trustpilot, rated 1.5 out of 5
- 119 reviews, against 13,183 reviews
Source: trustpilot.com ↗
Best Egg wins this round on independent review-site data, not on its own claims.

