Jake Tech Lab

Best Egg vs LightStream

Best Egg comes out ahead of LightStream on 4 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

Best EggWinner
Best Egg
6.3
Fair
4 of 6 rounds
vs
LightStream
LightStream
6.2
Fair
2 of 6 rounds

The verdict

Best Egg takes it, 4–2 on rounds.

On the published figures and the independent review sites, Best Egg takes 4 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Best Egg if…

  • • You want Best Egg's edge on the smallest loan and the credit score it asks for

Choose LightStream if…

  • • You want LightStream's edge on how much you can borrow and how fast the money arrives

Round by round

  1. Round 1How much you can borrowLightStream wins
    Best Egg5/10

    $50,000

    the largest loan

    • $50,000, against $100,000

    Source: globalloanadvisor.com ↗

    LightStream8/10

    $100,000

    the largest loan

    Source: globalloanadvisor.com ↗

    LightStream wins this round on independent review-site data, not on its own claims.

  2. Round 2The smallest loanBest Egg wins
    Best Egg8/10

    $2,000

    the smallest loan

    Source: globalloanadvisor.com ↗

    LightStream5/10

    $5,000

    the smallest loan

    • $5,000, against $2,000

    Source: globalloanadvisor.com ↗

    Best Egg wins this round on independent review-site data, not on its own claims.

  3. Round 3How fast the money arrivesLightStream wins
    Best Egg5/10

    Within 24 hours

    funding in as few as 24 hours

    • Within 24 hours, against Same day possible

    Source: lendingtree.com ↗

    LightStream8/10

    Same day possible

    same-day funding can be available

    Source: lendingtree.com ↗

    LightStream wins this round on independent review-site data, not on its own claims.

  4. Round 4The credit score it asks forBest Egg wins
    Best Egg8/10

    640

    minimum credit score

    Source: globalloanadvisor.com ↗

    LightStream5/10

    Good-to-excellent credit

    no minimum score published; good-to-excellent credit required

    • 660, against 640

    Source: lightstream.com ↗

    Best Egg wins this round on independent review-site data, not on its own claims.

  5. Round 5What customers say on TrustpilotBest Egg wins
    Best Egg8/10

    4.7 out of 5

    TrustScore from 13,183 reviews on Trustpilot

    Source: trustpilot.com ↗

    LightStream5/10

    1.5 out of 5

    TrustScore from 119 reviews on Trustpilot

    • 1.5 out of 5, against 4.7 out of 5

    Source: trustpilot.com ↗

    Best Egg wins this round on independent review-site data, not on its own claims.

  6. Round 6How many Trustpilot reviewsBest Egg wins
    Best Egg8/10

    13,183 reviews

    reviews on Trustpilot, rated 4.7 out of 5

    Source: trustpilot.com ↗

    LightStream5/10

    119 reviews

    reviews on Trustpilot, rated 1.5 out of 5

    • 119 reviews, against 13,183 reviews

    Source: trustpilot.com ↗

    Best Egg wins this round on independent review-site data, not on its own claims.

Best EggBest Egg
LightStreamLightStream

Side by side

Best EggBest for what customers say on trustpilotBest Egg
LightStreamBest for how much you can borrowLightStream
Overall score
6.3
Best
6.2
Price
See price
See price
How much you can borrow
6.0
7.8
The smallest loan
6.7
5.4
What customers say on Trustpilot
7.0
5.0
How many Trustpilot reviews
6.0
5.0
The credit score it asks for
6.0
5.0
Head-to-head findings
How much you can borrow
$50,000
$100,000
The smallest loan
$2,000
$5,000
What customers say on Trustpilot
4.7 out of 5
1.5 out of 5
How many Trustpilot reviews
13,183 reviews
119 reviews
The credit score it asks for
640
Good-to-excellent credit
The highest origination fee
—
No origination fee
How fast the money arrives
Within 24 hours
Same day possible
Record
Head-to-head record
1–1–1
0–4–1
Head-to-heads won
50 %
0 %
Rounds won
33 %
30 %
Pros
      Cons
      • $50,000, against $75,000
      • $2,000, against $1,000
      • 640, against No minimum
      • 4.7 out of 5, against 4.9 out of 5
      • 1.5 out of 5, against 4.3 out of 5
      • 119 reviews, against 13,970 reviews
      • $5,000, against $1,000
      • 660, against 600
      Add a third option to this comparison →

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