Prosper vs LightStream
Prosper comes out ahead of LightStream on 4 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.
The verdict
Prosper takes it, 4–2 on rounds.
On the published figures and the independent review sites, Prosper takes 4 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.
Choose Prosper if…
- • You want Prosper's edge on the smallest loan and the credit score it asks for
Choose LightStream if…
- • You want LightStream's edge on how much you can borrow and the highest origination fee
Round by round
- Round 1How much you can borrowLightStream wins
LightStream wins this round on independent review-site data, not on its own claims.
- Round 2The smallest loanProsper wins
Prosper wins this round on independent review-site data, not on its own claims.
- Round 3The highest origination feeLightStream winsProsper5/10
9.99%
top of the 1% to 9.99% origination fee range
- 9.99%, against No origination fee
Source: cnbc.com ↗
LightStream wins this round on independent review-site data, not on its own claims.
- Round 4The credit score it asks forProsper winsLightStream5/10
Good-to-excellent credit
no minimum score published; good-to-excellent credit required
- 660, against 600
Source: lightstream.com ↗
Prosper wins this round on independent review-site data, not on its own claims.
- Round 5What customers say on TrustpilotProsper winsLightStream5/10
1.5 out of 5
TrustScore from 119 reviews on Trustpilot
- 1.5 out of 5, against 4.5 out of 5
Source: trustpilot.com ↗
Prosper wins this round on independent review-site data, not on its own claims.
- Round 6How many Trustpilot reviewsProsper winsLightStream5/10
119 reviews
reviews on Trustpilot, rated 1.5 out of 5
- 119 reviews, against 14,729 reviews
Source: trustpilot.com ↗
Prosper wins this round on independent review-site data, not on its own claims.
Side by side
- $2,000, against $1,000
- 9.99%, against 8%
- 4.5 out of 5, against 4.7 out of 5
- 14,729 reviews, against 14,904 reviews
- 1.5 out of 5, against 4.3 out of 5
- 119 reviews, against 13,970 reviews
- $5,000, against $1,000
- 660, against 600