SoFi vs LightStream
SoFi comes out ahead of LightStream on 2 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.
The verdict
SoFi takes it, 2–0 on rounds.
On the published figures and the independent review sites, SoFi takes 2 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.
Choose SoFi if…
- • You want SoFi's edge on what customers say on trustpilot and how many trustpilot reviews
Choose LightStream if…
- • You have a reason to pick LightStream that is not on this list
Round by round
- Round 1What customers say on TrustpilotSoFi winsLightStream5/10
1.5 out of 5
TrustScore from 119 reviews on Trustpilot
- 1.5 out of 5, against 4.3 out of 5
Source: trustpilot.com ↗
SoFi wins this round on independent review-site data, not on its own claims.
- Round 2How much you can borrowTie
Nothing to separate them here.
- Round 3The smallest loanTie
Nothing to separate them here.
- Round 4The highest origination feeTie
Nothing to separate them here.
- Round 5How fast the money arrivesTie
Nothing to separate them here.
- Round 6How many Trustpilot reviewsSoFi winsLightStream5/10
119 reviews
reviews on Trustpilot, rated 1.5 out of 5
- 119 reviews, against 13,970 reviews
Source: trustpilot.com ↗
SoFi wins this round on independent review-site data, not on its own claims.

