Jake Tech Lab

Square vs PayPal Zettle

PayPal Zettle comes out ahead of Square on 3 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

Square
Square
6.8
Fair
2 of 6 rounds
vs
PayPal ZettleWinner
PayPal Zettle
6.7
Fair
3 of 6 rounds

The verdict

PayPal Zettle takes it, 3–2 on rounds.

On the published figures and the independent review sites, PayPal Zettle takes 3 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Square if…

  • • You want Square's edge on what customers say on trustpilot and selling when the internet drops

Choose PayPal Zettle if…

  • • You want PayPal Zettle's edge on what each card sale costs and who picks up when the till is down

Round by round

  1. Round 1What each card sale costsPayPal Zettle wins
    Square5/10

    2.6% + 15¢

    Tap, dip, or swipe

    • 2.6% + 10¢, against 2.29% + 9¢

    Source: hustlerslibrary.com ↗

    PayPal Zettle8/10

    2.29% + 9¢

    card-present transactions

    Source: paypal.com ↗

    PayPal Zettle wins this round on independent review-site data, not on its own claims.

  2. Round 2Who picks up when the till is downPayPal Zettle wins
    Square5/10

    weekday hours on the free plan

    Monday to Friday, 6am to 6pm PT on the free plan

    • weekday hours on the free plan, against phone and chat 6am to 6pm PT daily

    Source: posusa.com ↗

    PayPal Zettle8/10

    9:00 am - 5:00 pm on weekdays (no timezone)

    Zettle help center contact page (PayPal brand); PayPal US/USD pages state no Zettle support hours at all

    • every day, phone and online chat

    Source: zettle.com ↗

    PayPal Zettle wins this round on independent review-site data, not on its own claims.

  3. Round 3What it costs to get a card readerPayPal Zettle wins
    Square5/10

    $59

    contactless and chip reader; the first magstripe reader is free

    • $59, against $29

    Source: posusa.com ↗

    PayPal Zettle8/10

    $29

    first card reader

    Source: posusa.com ↗

    PayPal Zettle wins this round on independent review-site data, not on its own claims.

  4. Round 4What customers say on TrustpilotSquare wins
    Square8/10

    3.7 out of 5

    TrustScore from 7,486 reviews on Trustpilot

    Source: trustpilot.com ↗

    PayPal Zettle5/10

    1.4 out of 5

    TrustScore from 41,713 reviews on Trustpilot

    • 1.4 out of 5, against 3.7 out of 5

    Source: trustpilot.com ↗

    Square wins this round on independent review-site data, not on its own claims.

  5. Round 5What the software costsTie
    Square7/10

    $0

    the free plan, software only

    Source: squareup.com ↗

    PayPal Zettle7/10

    $0

    no monthly fee

    Source: posusa.com ↗

    Nothing to separate them here.

  6. Round 6Selling when the internet dropsSquare wins
    Square8/10

    Offline payments on every plan

    Square Free ($0/mo per location); trial = Square Plus

    Source: squareup.com ↗

    PayPal Zettle5/10

    Only via third-party SDK apps

    PayPal Point of Sale (formerly Zettle), no monthly fee

    • Only via third-party SDK apps, against Offline payments on every plan

    Source: paypal.com ↗

    Square wins this round on what the published sources say.

PayPal ZettlePayPal Zettle

Side by side

SquareBest for what the software costsSquare
Overall score
6.8
Best
6.7
Price
See price
See price
What the software costs
7.8
7.7
What customers say on Trustpilot
7.3
5.0
Who picks up when the till is down
5.2
5.8
How long you are locked in
8.0
8.0
What it costs to get a card reader
5.9
7.4
Head-to-head findings
What the software costs
$0/mo (Square Free)
$0
What customers say on Trustpilot
3.7 out of 5
1.4 out of 5
Who picks up when the till is down
weekday hours on the free plan
9:00 am - 5:00 pm on weekdays (no timezone)
How long you are locked in
No contract
No contract
What it costs to get a card reader
Reader from $59
$29
What the top plan costs
Premium $149/mo
—
What each card sale costs
2.6% + 15¢
2.29% + 9¢
Selling when the internet drops
Offline payments on every plan
Only via third-party SDK apps
Record
Head-to-head record
6–3
4–2
Head-to-heads won
67 %
67 %
Rounds won
53 %
49 %
Pros
  • Square Free ($0/mo per location); trial = Square Plus
  • in-person card sale
  • every day, phone and online chat
Cons
  • weekday hours on the free plan, against 24/7 support
  • Reader from $59, against $0 upfront for first device
  • Premium $149/mo, against Point of Sale from $69/mo
  • weekday hours on the free plan, against 24/7 phone support
  • 1.4 out of 5, against 3.7 out of 5
  • Only via third-party SDK apps, against Offline payments on every plan
  • phone and chat 6am to 6pm PT daily, against 24/7 support
  • 1.4 out of 5, against 2.7 out of 5
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