Jake Tech Lab

SumUp vs PayPal Zettle

PayPal Zettle comes out ahead of SumUp on 4 of the 7 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

SumUp
SumUp
6.6
Fair
2 of 7 rounds
vs
PayPal ZettleWinner
PayPal Zettle
6.7
Fair
4 of 7 rounds

The verdict

PayPal Zettle takes it, 4–2 on rounds.

On the published figures and the independent review sites, PayPal Zettle takes 4 of 7 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose SumUp if…

  • • You want SumUp's edge on what customers say on trustpilot and selling when the internet drops

Choose PayPal Zettle if…

  • • You want PayPal Zettle's edge on what the software costs and what each card sale costs

Round by round

  1. Round 1What the software costsPayPal Zettle wins
    SumUp5/10

    $199

    POS with Connect Plus, per month, on a 12-month subscription

    • $199, against $0

    Source: sumup.com ↗

    PayPal Zettle8/10

    $0

    no monthly fee

    Source: posusa.com ↗

    PayPal Zettle wins this round on independent review-site data, not on its own claims.

  2. Round 2What each card sale costsPayPal Zettle wins
    SumUp5/10

    2.6% + 10¢

    in-person card sale

    • 2.6% + 10¢, against 2.29% + 9¢

    Source: sumup.com ↗

    PayPal Zettle8/10

    2.29% + 9¢

    card-present transactions

    Source: paypal.com ↗

    PayPal Zettle wins this round on what the company itself publishes.

  3. Round 3What it costs to get a card readerPayPal Zettle wins
    SumUp5/10

    $54

    Plus Card Reader

    • $54, against $29

    Source: posusa.com ↗

    PayPal Zettle8/10

    $29

    first card reader

    Source: posusa.com ↗

    PayPal Zettle wins this round on independent review-site data, not on its own claims.

  4. Round 4How long you are locked inPayPal Zettle wins
    SumUp5/10

    12 months

    the POS plans need a 12-month subscription

    • 12 months, against No contract

    Source: sumup.com ↗

    PayPal Zettle8/10

    No contract

    no termination fees

    Source: posusa.com ↗

    PayPal Zettle wins this round on independent review-site data, not on its own claims.

  5. Round 5What customers say on TrustpilotSumUp wins
    SumUp8/10

    4.2 out of 5

    TrustScore from 58,696 reviews on Trustpilot

    Source: trustpilot.com ↗

    PayPal Zettle5/10

    1.4 out of 5

    TrustScore from 41,713 reviews on Trustpilot

    • 1.4 out of 5, against 4.2 out of 5

    Source: trustpilot.com ↗

    SumUp wins this round on independent review-site data, not on its own claims.

  6. Round 6Who picks up when the till is downTie
    SumUp7/10

    phone daily 9am to 9pm ET

    US phone and email, with dedicated installation and training

    Source: sumup.com ↗

    PayPal Zettle7/10

    9:00 am - 5:00 pm on weekdays (no timezone)

    Zettle help center contact page (PayPal brand); PayPal US/USD pages state no Zettle support hours at all

    • every day, phone and online chat

    Source: zettle.com ↗

    Nothing to separate them here.

  7. Round 7Selling when the internet dropsSumUp wins
    SumUp8/10

    Offline mode (Solo reader)

    Free plan ($0/month, pay per transaction)

    Source: sumup.com ↗

    PayPal Zettle5/10

    Only via third-party SDK apps

    PayPal Point of Sale (formerly Zettle), no monthly fee

    • Only via third-party SDK apps, against Offline mode (Solo reader)

    Source: paypal.com ↗

    SumUp wins this round on what the published sources say.

PayPal ZettlePayPal Zettle

Side by side

SumUpBest for what customers say on trustpilotSumUp
Overall score
6.6
6.7
Best
Price
See price
See price
What the software costs
5.6
7.7
What customers say on Trustpilot
7.9
5.0
Who picks up when the till is down
5.8
5.8
How long you are locked in
6.9
8.0
What it costs to get a card reader
6.6
7.4
Head-to-head findings
What the software costs
$199
$0
What customers say on Trustpilot
4.2 out of 5
1.4 out of 5
Who picks up when the till is down
phone daily 9am to 9pm ET
9:00 am - 5:00 pm on weekdays (no timezone)
How long you are locked in
12 months
No contract
What it costs to get a card reader
SumUp Plus reader $54
$29
What the top plan costs
SumUp POS from $99/mo
—
What each card sale costs
2.6% + 10¢
2.29% + 9¢
Selling when the internet drops
Offline mode (Solo reader)
Only via third-party SDK apps
Record
Head-to-head record
2–2–5
4–2
Head-to-heads won
50 %
67 %
Rounds won
39 %
49 %
Pros
    • every day, phone and online chat
    Cons
    • $199, against $0
    • 12 months, against No contract
    • phone daily 9am to 9pm ET, against 24/7 support
    • SumUp Plus reader $54, against $0 upfront for first device
    • 1.4 out of 5, against 3.7 out of 5
    • Only via third-party SDK apps, against Offline payments on every plan
    • phone and chat 6am to 6pm PT daily, against 24/7 support
    • 1.4 out of 5, against 2.7 out of 5
    Add a third option to this comparison →

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