Jake Tech Lab

Square vs SumUp

SumUp comes out ahead of Square on 4 of the 7 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

Square
Square
6.8
Fair
2 of 7 rounds
vs
SumUpWinner
SumUp
6.6
Fair
4 of 7 rounds

The verdict

SumUp takes it, 4–2 on rounds.

On the published figures and the independent review sites, SumUp takes 4 of 7 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Square if…

  • • You want Square's edge on what the software costs and how long you are locked in

Choose SumUp if…

  • • You want SumUp's edge on who picks up when the till is down and what customers say on trustpilot

Round by round

  1. Round 1What the software costsSquare wins
    Square8/10

    $0

    the free plan, software only

    Source: squareup.com ↗

    SumUp5/10

    $199

    POS with Connect Plus, per month, on a 12-month subscription

    • $199, against $0

    Source: sumup.com ↗

    Square wins this round on what the company itself publishes.

  2. Round 2Who picks up when the till is downSumUp wins
    Square5/10

    weekday hours on the free plan

    Monday to Friday, 6am to 6pm PT on the free plan

    • weekday hours on the free plan, against phone daily 9am to 9pm ET

    Source: posusa.com ↗

    SumUp8/10

    phone daily 9am to 9pm ET

    US phone and email, with dedicated installation and training

    Source: sumup.com ↗

    SumUp wins this round on independent review-site data, not on its own claims.

  3. Round 3How long you are locked inSquare wins
    Square8/10

    No contract

    month-to-month, cancel anytime

    Source: posusa.com ↗

    SumUp5/10

    12 months

    the POS plans need a 12-month subscription

    • 12 months, against No contract

    Source: sumup.com ↗

    Square wins this round on independent review-site data, not on its own claims.

  4. Round 4What customers say on TrustpilotSumUp wins
    Square5/10

    3.7 out of 5

    TrustScore from 7,486 reviews on Trustpilot

    • 3.7 out of 5, against 4.2 out of 5

    Source: trustpilot.com ↗

    SumUp8/10

    4.2 out of 5

    TrustScore from 58,696 reviews on Trustpilot

    Source: trustpilot.com ↗

    SumUp wins this round on independent review-site data, not on its own claims.

  5. Round 5What each card sale costsTie
    Square7/10

    2.6% + 15¢

    Tap, dip, or swipe

    • in-person card sale

    Source: hustlerslibrary.com ↗

    SumUp7/10

    2.6% + 10¢

    in-person card sale

    Source: sumup.com ↗

    Nothing to separate them here.

  6. Round 6What it costs to get a card readerSumUp wins
    Square5/10

    Reader from $59

    Square Free ($0/mo per location); trial = Square Plus

    • Reader from $59, against SumUp Plus reader $54

    Source: squareup.com ↗

    SumUp8/10

    SumUp Plus reader $54

    Free plan ($0/month, pay per transaction)

    Source: sumup.com ↗

    SumUp wins this round on what the published sources say.

  7. Round 7What the top plan costsSumUp wins
    Square5/10

    Premium $149/mo

    Square Free ($0/mo per location); trial = Square Plus

    • Premium $149/mo, against SumUp POS from $99/mo

    Source: squareup.com ↗

    SumUp8/10

    SumUp POS from $99/mo

    Free plan ($0/month, pay per transaction)

    Source: sumup.com ↗

    SumUp wins this round on what the published sources say.

Side by side

SquareBest for what the software costsSquare
SumUpBest for what customers say on trustpilotSumUp
Overall score
6.8
Best
6.6
Price
See price
See price
What the software costs
7.8
5.6
What customers say on Trustpilot
7.3
7.9
Who picks up when the till is down
5.2
5.8
How long you are locked in
8.0
6.9
What it costs to get a card reader
5.9
6.6
Head-to-head findings
What the software costs
$0/mo (Square Free)
$199
What customers say on Trustpilot
3.7 out of 5
4.2 out of 5
Who picks up when the till is down
weekday hours on the free plan
phone daily 9am to 9pm ET
How long you are locked in
No contract
12 months
What it costs to get a card reader
Reader from $59
SumUp Plus reader $54
What the top plan costs
Premium $149/mo
SumUp POS from $99/mo
What each card sale costs
2.6% + 15¢
2.6% + 10¢
Selling when the internet drops
Offline payments on every plan
Offline mode (Solo reader)
Record
Head-to-head record
6–3
2–2–5
Head-to-heads won
67 %
50 %
Rounds won
53 %
39 %
Pros
  • Square Free ($0/mo per location); trial = Square Plus
  • in-person card sale
    Cons
    • weekday hours on the free plan, against 24/7 support
    • Reader from $59, against $0 upfront for first device
    • Premium $149/mo, against Point of Sale from $69/mo
    • weekday hours on the free plan, against 24/7 phone support
    • $199, against $0
    • 12 months, against No contract
    • phone daily 9am to 9pm ET, against 24/7 support
    • SumUp Plus reader $54, against $0 upfront for first device
    Add a third option to this comparison →

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