Jake Tech Lab

Square vs Clover

Square comes out ahead of Clover on 5 of the 8 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

SquareWinner
Square
6.8
Fair
5 of 8 rounds
vs
Clover
Clover
6.6
Fair
3 of 8 rounds

The verdict

Square takes it, 5–3 on rounds.

On the published figures and the independent review sites, Square takes 5 of 8 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Square if…

  • • You want Square's edge on what the software costs and what it costs to get a card reader

Choose Clover if…

  • • You want Clover's edge on who picks up when the till is down and trying it before you pay

Round by round

  1. Round 1What the software costsSquare wins
    Square8/10

    $0

    the free plan, software only

    Source: squareup.com ↗

    Clover5/10

    $29.95/mo

    Essentials plan

    • $14.95, against $0

    Source: hustlerslibrary.com ↗

    Square wins this round on independent review-site data, not on its own claims.

  2. Round 2Who picks up when the till is downClover wins
    Square5/10

    weekday hours on the free plan

    Monday to Friday, 6am to 6pm PT on the free plan

    • weekday hours on the free plan, against 24/7 phone support

    Source: posusa.com ↗

    Clover8/10

    24/7 phone support

    listed as available around the clock

    Source: posusa.com ↗

    Clover wins this round on independent review-site data, not on its own claims.

  3. Round 3What it costs to get a card readerSquare wins
    Square8/10

    $59

    contactless and chip reader; the first magstripe reader is free

    Source: posusa.com ↗

    Clover5/10

    $199

    Clover Go mobile reader

    • $199, against $59

    Source: posusa.com ↗

    Square wins this round on independent review-site data, not on its own claims.

  4. Round 4How long you are locked inSquare wins
    Square8/10

    No contract

    month-to-month, cancel anytime

    Source: posusa.com ↗

    Clover5/10

    36 months

    when hardware is financed in the monthly price; buying hardware upfront avoids it

    • 36 months, against No contract

    Source: posusa.com ↗

    Square wins this round on independent review-site data, not on its own claims.

  5. Round 5What customers say on TrustpilotSquare wins
    Square8/10

    3.7 out of 5

    TrustScore from 7,486 reviews on Trustpilot

    Source: trustpilot.com ↗

    Clover5/10

    1.9 out of 5

    TrustScore from 2,200 reviews on Trustpilot

    • 1.9 out of 5, against 3.7 out of 5

    Source: trustpilot.com ↗

    Square wins this round on independent review-site data, not on its own claims.

  6. Round 6Trying it before you payClover wins
    Square5/10

    30-day trial of Square Plus

    Square Free ($0/mo per location); trial = Square Plus

    • 30-day trial of Square Plus, against 90-day trial (Essentials, promo)

    Source: squareup.com ↗

    Clover8/10

    90-day trial (Essentials, promo)

    Starter software plan (Clover Go / Retail Basic system); trial = Essentials

    Source: clover.com ↗

    Clover wins this round on what the published sources say.

  7. Round 7Tracking stock on the starter planSquare wins
    Square8/10

    Not in Free (Plus and Premium only)

    Square Free ($0/mo per location); Inventory tracking is ticked for Plus and Premium only

    • Square Free ($0/mo per location); trial = Square Plus

    Source: squareup.com ↗

    Clover5/10

    Item management not in Basic

    Starter software plan (Clover Go / Retail Basic system); trial = Essentials

    • Item management not in Basic, against Inventory tracking in Free plan

    Source: clover.com ↗

    Square wins this round on what the published sources say.

  8. Round 8What the top plan costsClover wins
    Square5/10

    Premium $149/mo

    Square Free ($0/mo per location); trial = Square Plus

    • Premium $149/mo, against Services Growth $84.95/mo

    Source: squareup.com ↗

    Clover8/10

    Services Growth $84.95/mo

    Starter software plan (Clover Go / Retail Basic system); trial = Essentials

    Source: clover.com ↗

    Clover wins this round on what the published sources say.

Side by side

SquareBest for what the software costsSquare
Overall score
6.8
Best
6.6
Price
See price
See price
What the software costs
7.8
7.2
What customers say on Trustpilot
7.3
6.3
Who picks up when the till is down
5.2
7.6
How long you are locked in
8.0
5.0
What it costs to get a card reader
5.9
5.0
Head-to-head findings
What the software costs
$0/mo (Square Free)
$29.95/mo
What customers say on Trustpilot
3.7 out of 5
1.9 out of 5
Who picks up when the till is down
weekday hours on the free plan
24/7 phone support
How long you are locked in
No contract
36 months
What it costs to get a card reader
Reader from $59
$199
What the top plan costs
Premium $149/mo
Services Growth $84.95/mo
What each card sale costs
2.6% + 15¢
2.6% + 10¢ in person (Starter)
Selling when the internet drops
Offline payments on every plan
Offline payments up to 7 days
Record
Head-to-head record
6–3
4–4–1
Head-to-heads won
67 %
50 %
Rounds won
53 %
41 %
Pros
  • Square Free ($0/mo per location); trial = Square Plus
  • in-person card sale
  • the cheapest plan, per month; it varies by reseller
Cons
  • weekday hours on the free plan, against 24/7 support
  • Reader from $59, against $0 upfront for first device
  • Premium $149/mo, against Point of Sale from $69/mo
  • weekday hours on the free plan, against 24/7 phone support
  • $14.95, against $0
  • $199, against $59
  • 36 months, against No contract
  • 1.9 out of 5, against 3.7 out of 5
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