Jake Tech Lab

Toast vs Clover

Toast comes out ahead of Clover on 4 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

ToastWinner
Toast
7.2
Good
4 of 6 rounds
vs
Clover
Clover
6.6
Fair
0 of 6 rounds

The verdict

Toast takes it, 4–0 on rounds.

On the published figures and the independent review sites, Toast takes 4 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Toast if…

  • • You want Toast's edge on how long you are locked in and what customers say on trustpilot

Choose Clover if…

  • • You have a reason to pick Clover that is not on this list

Round by round

  1. Round 1How long you are locked inToast wins
    Toast8/10

    2 to 3 years

    auto-renewing, with early termination fees; the low end is used

    Source: posusa.com ↗

    Clover5/10

    36 months

    when hardware is financed in the monthly price; buying hardware upfront avoids it

    • 36 months, against 2 to 3 years

    Source: posusa.com ↗

    Toast wins this round on independent review-site data, not on its own claims.

  2. Round 2What customers say on TrustpilotToast wins
    Toast8/10

    2.7 out of 5

    TrustScore from 1,489 reviews on Trustpilot

    Source: trustpilot.com ↗

    Clover5/10

    1.9 out of 5

    TrustScore from 2,200 reviews on Trustpilot

    • 1.9 out of 5, against 2.7 out of 5

    Source: trustpilot.com ↗

    Toast wins this round on independent review-site data, not on its own claims.

  3. Round 3What it costs to get a card readerToast wins
    Toast8/10

    $0 upfront for first device

    Starter Kit (Pay-as-you-Go), restaurant

    Source: pos.toasttab.com ↗

    Clover5/10

    Clover Go reader $199

    Starter software plan (Clover Go / Retail Basic system); trial = Essentials

    • Clover Go reader $199, against $0 upfront for first device

    Source: clover.com ↗

    Toast wins this round on what the published sources say.

  4. Round 4What the top plan costsToast wins
    Toast8/10

    Point of Sale from $69/mo

    Starter Kit (Pay-as-you-Go), restaurant

    Source: pos.toasttab.com ↗

    Clover5/10

    Services Growth $84.95/mo

    Starter software plan (Clover Go / Retail Basic system); trial = Essentials

    • Services Growth $84.95/mo, against Point of Sale from $69/mo

    Source: clover.com ↗

    Toast wins this round on what the published sources say.

  5. Round 5What the software costsTie
    Toast7/10

    Starter Kit from $0/mo

    Starter Kit (Pay-as-you-Go), restaurant

    Source: pos.toasttab.com ↗

    Clover7/10

    Starter plan $0/mo

    Starter software plan (Clover Go / Retail Basic system); trial = Essentials

    Source: clover.com ↗

    Nothing to separate them here.

  6. Round 6Who picks up when the till is downTie
    Toast7/10

    24/7/365 support included

    Starter Kit (Pay-as-you-Go), restaurant

    Source: pos.toasttab.com ↗

    Clover7/10

    24/7/365 support

    Starter software plan (Clover Go / Retail Basic system); trial = Essentials

    Source: clover.com ↗

    Nothing to separate them here.

Side by side

Overall score
7.2
Best
6.6
Price
See price
See price
What the software costs
7.2
7.2
What customers say on Trustpilot
6.7
6.3
Who picks up when the till is down
7.4
7.6
How long you are locked in
5.8
5.0
What it costs to get a card reader
7.8
5.0
Head-to-head findings
What the software costs
Starter Kit from $0/mo
$29.95/mo
What customers say on Trustpilot
2.7 out of 5
1.9 out of 5
Who picks up when the till is down
24/7 support
24/7 phone support
How long you are locked in
2 to 3 years
36 months
What it costs to get a card reader
$0 upfront for first device
$199
What the top plan costs
Point of Sale from $69/mo
Services Growth $84.95/mo
What each card sale costs
—
2.6% + 10¢ in person (Starter)
Selling when the internet drops
Offline mode takes cards
Offline payments up to 7 days
Record
Head-to-head record
9–0
4–4–1
Head-to-heads won
100 %
50 %
Rounds won
58 %
41 %
Pros
    • the cheapest plan, per month; it varies by reseller
    Cons
    • 2 to 3 years, against No contract
    • 2.7 out of 5, against 3.7 out of 5
    • 2-year agreement (Pay-as-you-Go), against Cancel anytime
    • 2 to 3 years, against 12 months
    • $14.95, against $0
    • $199, against $59
    • 36 months, against No contract
    • 1.9 out of 5, against 3.7 out of 5
    Add a third option to this comparison →

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