Jake Tech Lab

Xero vs Zoho Books

Zoho Books comes out ahead of Xero on 4 of the 6 things that decide this, going by what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

Xero
Xero
6.2
Fair
2 of 6 rounds
vs
Zoho BooksWinner
Zoho Books
7.2
Good
4 of 6 rounds

The verdict

Zoho Books takes it, 4–2 on rounds.

On the published figures and the independent review sites, Zoho Books takes 4 of 6 rounds. Treat that as a starting point and check the current figures on both pages, because prices and plans move.

Choose Xero if…

  • • You want Xero's edge on how many people can log in and what customers say on trustpilot

Choose Zoho Books if…

  • • You want Zoho Books's edge on what it costs to start and trying it before you pay

Round by round

  1. Round 1What it costs to startZoho Books wins
    Xero5/10

    $27

    Early plan, per month at list price (introductory $5.40 for three months)

    • $27, against $20

    Source: xero.com ↗

    Zoho Books8/10

    $20

    Standard plan, per month billed monthly ($15 billed annually)

    Source: zoho.com ↗

    Zoho Books wins this round on what the company itself publishes.

  2. Round 2Trying it before you payZoho Books wins
    Xero5/10

    30-day free trial

    a free trial, no free plan

    • 30-day free trial, against Free plan

    Source: xero.com ↗

    Zoho Books8/10

    Free plan

    free while revenue stays under $50K, capped at 1,000 invoices a year

    Source: zoho.com ↗

    Zoho Books wins this round on what the company itself publishes.

  3. Round 3Who picks up when you are stuckZoho Books wins
    Xero5/10

    24/7 online support, callback on request

    no support phone line, but they will call you

    • 24/7 online support, callback on request, against Phone, chat and email, weekdays

    Source: xero.com ↗

    Zoho Books8/10

    Phone, chat and email, weekdays

    toll-free phone, live chat and email on the Standard plan, Monday to Friday 9am to 9pm ET

    Source: zoho.com ↗

    Zoho Books wins this round on what the company itself publishes.

  4. Round 4How many people can log inXero wins
    Xero8/10

    Unlimited users

    every plan includes unlimited users at no extra cost

    Source: xero.com ↗

    Zoho Books5/10

    3 users

    Standard includes three users, extra users are $3 each

    • 3 users, against Unlimited users

    Source: zoho.com ↗

    Xero wins this round on what the company itself publishes.

  5. Round 5Who runs your payrollZoho Books wins
    Xero5/10

    Optional add-on via Gusto

    payroll is handed to a partner

    • Optional add-on via Gusto, against Own payroll product

    Source: xero.com ↗

    Zoho Books8/10

    Own payroll product

    Zoho Payroll is Zoho's own and syncs into Books

    Source: zoho.com ↗

    Zoho Books wins this round on what the company itself publishes.

  6. Round 6What customers say on TrustpilotXero wins
    Xero8/10

    4.1 out of 5

    TrustScore from 11,355 reviews on Trustpilot

    Source: trustpilot.com ↗

    Zoho Books5/10

    3.9 out of 5

    TrustScore from 6,138 reviews on Trustpilot

    • 3.9 out of 5, against 4.1 out of 5

    Source: trustpilot.com ↗

    Xero wins this round on independent review-site data, not on its own claims.

Zoho BooksZoho Books

Side by side

Overall score
6.2
7.2
Best
Price
See price
See price
What it costs to start
6.1
7.7
Trying it before you pay
6.4
7.9
Who picks up when you are stuck
5.7
7.4
Who runs your payroll
5.0
7.6
How many people can log in
7.8
6.8
Head-to-head findings
What it costs to start
$27
$20
Trying it before you pay
30-day free trial
Free plan
Who picks up when you are stuck
24/7 online support, callback on request
Phone, chat and email, weekdays
Who runs your payroll
Optional add-on via Gusto
Own payroll product
How many people can log in
Unlimited users
3 users
What customers say on Trustpilot
4.1 out of 5
3.9 out of 5
Tracking stock
Built-in core feature
Professional plan and up
Tracking billable time
No project time tracking
Timesheets are Professional+
Record
Head-to-head record
0–7–1
7–0
Head-to-heads won
0 %
100 %
Rounds won
33 %
59 %
Pros
  • inventory comes from integrations rather than the core plan
    Cons
    • 24/7 online support, callback on request, against Phone support included
    • Optional add-on via Gusto, against Own payroll product
    • 20 invoices a month, against Unlimited invoices
    • $27, against $23
    • 3 users, against Unlimited users
    • 3.9 out of 5, against 4.1 out of 5
    • Timesheets are Professional+, against Unlimited time tracking
    • Professional plan and up, against Included
    Add a third option to this comparison →

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