The verdict
It's a dead heat.
Neither pulls ahead on the published figures and review sites, so the decision is in the details this comparison cannot see. Check the current figures on both pages.
Choose Clover if…
- • You want Clover's edge on what the software costs and who picks up when the till is down
Choose SumUp if…
- • You want SumUp's edge on what it costs to get a card reader and how long you are locked in
Round by round
- Round 1What the software costsClover winsClover8/10
$29.95/mo
Essentials plan
- the cheapest plan, per month; it varies by reseller
Source: hustlerslibrary.com ↗
SumUp5/10$199
POS with Connect Plus, per month, on a 12-month subscription
- $199, against $14.95
Source: sumup.com ↗
Clover wins this round on independent review-site data, not on its own claims.
- Round 2Who picks up when the till is downClover winsSumUp5/10
phone daily 9am to 9pm ET
US phone and email, with dedicated installation and training
- phone daily 9am to 9pm ET, against 24/7 phone support
Source: sumup.com ↗
Clover wins this round on independent review-site data, not on its own claims.
- Round 3What it costs to get a card readerSumUp wins
SumUp wins this round on independent review-site data, not on its own claims.
- Round 4How long you are locked inSumUp winsClover5/10
36 months
when hardware is financed in the monthly price; buying hardware upfront avoids it
- 36 months, against 12 months
Source: posusa.com ↗
SumUp wins this round on independent review-site data, not on its own claims.
- Round 5What customers say on TrustpilotSumUp winsClover5/10
1.9 out of 5
TrustScore from 2,200 reviews on Trustpilot
- 1.9 out of 5, against 4.2 out of 5
Source: trustpilot.com ↗
SumUp wins this round on independent review-site data, not on its own claims.
- Round 6What the top plan costsClover winsClover8/10
Services Growth $84.95/mo
Starter software plan (Clover Go / Retail Basic system); trial = Essentials
Source: clover.com ↗
SumUp5/10SumUp POS from $99/mo
Free plan ($0/month, pay per transaction)
- SumUp POS from $99/mo, against Services Growth $84.95/mo
Source: sumup.com ↗
Clover wins this round on what the published sources say.

