Jake Tech Lab

Clover vs SumUp

Clover and SumUp are level on what each company publishes and what independent review sites report. The one that matters for you may be one the leader loses.

Clover
Clover
6.6
Fair
3 of 6 rounds
vs
SumUp
SumUp
6.6
Fair
3 of 6 rounds

The verdict

It's a dead heat.

Neither pulls ahead on the published figures and review sites, so the decision is in the details this comparison cannot see. Check the current figures on both pages.

Choose Clover if…

  • • You want Clover's edge on what the software costs and who picks up when the till is down

Choose SumUp if…

  • • You want SumUp's edge on what it costs to get a card reader and how long you are locked in

Round by round

  1. Round 1What the software costsClover wins
    Clover8/10

    $29.95/mo

    Essentials plan

    • the cheapest plan, per month; it varies by reseller

    Source: hustlerslibrary.com ↗

    SumUp5/10

    $199

    POS with Connect Plus, per month, on a 12-month subscription

    • $199, against $14.95

    Source: sumup.com ↗

    Clover wins this round on independent review-site data, not on its own claims.

  2. Round 2Who picks up when the till is downClover wins
    Clover8/10

    24/7 phone support

    listed as available around the clock

    Source: posusa.com ↗

    SumUp5/10

    phone daily 9am to 9pm ET

    US phone and email, with dedicated installation and training

    • phone daily 9am to 9pm ET, against 24/7 phone support

    Source: sumup.com ↗

    Clover wins this round on independent review-site data, not on its own claims.

  3. Round 3What it costs to get a card readerSumUp wins
    Clover5/10

    $199

    Clover Go mobile reader

    • $199, against $54

    Source: posusa.com ↗

    SumUp8/10

    $54

    Plus Card Reader

    Source: posusa.com ↗

    SumUp wins this round on independent review-site data, not on its own claims.

  4. Round 4How long you are locked inSumUp wins
    Clover5/10

    36 months

    when hardware is financed in the monthly price; buying hardware upfront avoids it

    • 36 months, against 12 months

    Source: posusa.com ↗

    SumUp8/10

    12 months

    the POS plans need a 12-month subscription

    Source: sumup.com ↗

    SumUp wins this round on independent review-site data, not on its own claims.

  5. Round 5What customers say on TrustpilotSumUp wins
    Clover5/10

    1.9 out of 5

    TrustScore from 2,200 reviews on Trustpilot

    • 1.9 out of 5, against 4.2 out of 5

    Source: trustpilot.com ↗

    SumUp8/10

    4.2 out of 5

    TrustScore from 58,696 reviews on Trustpilot

    Source: trustpilot.com ↗

    SumUp wins this round on independent review-site data, not on its own claims.

  6. Round 6What the top plan costsClover wins
    Clover8/10

    Services Growth $84.95/mo

    Starter software plan (Clover Go / Retail Basic system); trial = Essentials

    Source: clover.com ↗

    SumUp5/10

    SumUp POS from $99/mo

    Free plan ($0/month, pay per transaction)

    • SumUp POS from $99/mo, against Services Growth $84.95/mo

    Source: sumup.com ↗

    Clover wins this round on what the published sources say.

Side by side

SumUpBest for what customers say on trustpilotSumUp
Overall score
6.6
6.6
Price
See price
See price
What the software costs
7.2
5.6
What customers say on Trustpilot
6.3
7.9
Who picks up when the till is down
7.6
5.8
How long you are locked in
5.0
6.9
What it costs to get a card reader
5.0
6.6
Head-to-head findings
What the software costs
$29.95/mo
$199
What customers say on Trustpilot
1.9 out of 5
4.2 out of 5
Who picks up when the till is down
24/7 phone support
phone daily 9am to 9pm ET
How long you are locked in
36 months
12 months
What it costs to get a card reader
$199
SumUp Plus reader $54
What the top plan costs
Services Growth $84.95/mo
SumUp POS from $99/mo
What each card sale costs
2.6% + 10¢ in person (Starter)
2.6% + 10¢
Selling when the internet drops
Offline payments up to 7 days
Offline mode (Solo reader)
Record
Head-to-head record
4–4–1
2–2–5
Head-to-heads won
50 %
50 %
Rounds won
41 %
39 %
Pros
  • the cheapest plan, per month; it varies by reseller
    Cons
    • $14.95, against $0
    • $199, against $59
    • 36 months, against No contract
    • 1.9 out of 5, against 3.7 out of 5
    • $199, against $0
    • 12 months, against No contract
    • phone daily 9am to 9pm ET, against 24/7 support
    • SumUp Plus reader $54, against $0 upfront for first device
    Add a third option to this comparison →

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